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Difference Between Cashback Credit Card vs Miles

by Sudhir kumar


There are a lot of credit cards in India for different income groups of individuals. People with a stable income can afford credit cards and enjoy various offers on them. If we talk about offers then there are discount offers, cashback offers, reward point offers, Miles offers, and many other offers available on a credit card. But are you aware of the differences between these offers? If no, then here you can see the major differences between the Cashback Credit Cards vs Miles offer that is available on a card. See how the cashback is different from the miles that you earn on a credit card. The only common thing between these offers is they occur only when you make a certain transaction. So, let’s compare cashback and miles.

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Comparison of Cashback Credit Card and Miles

In the table given below, you must compare these two benefits and understand how they work. With these benefits will help you to cut off your expenses.

How to Cashback Credit Card and Miles Works?

Suppose your credit card has a cashback offer of 10% on flight bookings with a minimum booking of ₹5000 and you book a flight of ₹10000 then you will get a cashback of 10% that is ₹1000. You will have to pay ₹10000 at the time of booking and the cashback will be credited immediately or sometimes after 90 days to your account. There is no fixed number of days because it depends on the offer prevailing on your cashback credit card.

If your credit card has an offer to earn 5 miles on every ₹100 on flight bookings and you have booked a flight of ₹10000 then you are entitled to earn 500 miles. You can redeem these miles on the official website of the reward program of your respective credit card.


Now you know the major differences between the Cashback Credit Card vs Miles and how they work. So, it will be easy for you to enjoy both the benefits on your credit card. Usually, the Miles are available on the credit cards used for traveling and they are only redeemable under the respective reward program.


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