There are a lot of people in India whose credit card application gets rejected due to their low income. But if you apply for a card that has a nominal annual fee then there are high chances of getting your application approved. We have discussed the best ICICI Bank Credit Card for Low Income and all of them have a nominal joining fee. You must go through the features and benefits of these credit cards and apply for any one card. There are some cards that don’t have any joining fee and the fee of some other cards will be waived off if you reach a certain spending limit. Let’s move on to the ICICI Credit Cards for the people with a low income.
ICICI Credit Cards for the People with a Low Income
If you have a low income and still you want an ICICI Bank Credit Card then you can go through cards whose fees you can afford easily. You must also explore the offers and all the benefits of these credit cards.
Documents Required for ICICI Credit Card
If you are applying for the ICICI Credit Card then you will have to submit certain documents to the bank and the documents will include one address proof, one identity proof, and one income proof. You can go through the list of various documents below:-
- Ration Card
- Electricity Bill
- Aadhaar Card
- Salary Slips
- Certificate for the last 3 months
- Latest bank statement indicating salary credited for a minimum of 3 months.
- Income tax return statement.
- PAN Card
- Aadhaar Card
So, you have seen the best ICICI Bank Credit Card for low income. All the Best credit cards mentioned above have a very nominal fee that is easily affordable by the individual with a low income. If you have a good CIBIL Score then the approval for any card will be easier even if you have a low income. Therefore, you must enjoy great offers and deals on the above ICICI Credit Cards and apply for them at a low income.