Best HDFC Credit Card for Low Income Aug 2021


HDFC Bank has millions of customers in India and many of them are using HDFC Credit Cards. But there are some individuals who are unable to apply for the HDFC Credit Card because of their low incomes. Therefore, we have mentioned the best HDFC Credit Card for low income that only needs a minimum salary of ₹12000 per month. On the other hand, these credit cards have a lot of benefits and offer that can help you to cut off your monthly expenses. If you have a good CIBIL Score then you can apply for any credit card but your salary should be ₹12000 or above per month. You can explore the features, fees, and income criteria of all the HDFC Credit Cards.

HDFC Credit Cards for ₹12000 to ₹40000 Salary

In the table given below, you can go through the features of every HDFC Credit Card that can be easily afforded by people with low incomes.

Documents Required for HDFC Credit Card

You will have to submit address proof, identity proof, and income proof if you want to apply for the HDFC Credit Card.

Identity Proof

  • PAN Card
  • Passport
  • Aadhaar Card

Income Proof

  • Salary slips
  • Certificate for the last 3 months
  • Latest bank statement indicating salary credited for a minimum of 3 months
  • Income tax return statement.

Address Proof

  • Passport
  • Ration card
  • Electricity bill
  • Aadhaar Card


You have seen the best HDFC Credit Card for low income and now you can apply for it even if you don’t have a high income. These Best credit cards have a lot of offers and benefits that can help you to save some extra bucks. You can have a good dining and entertainment experience with these cards and you can apply for them even if you have a low salary.


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